You can create an online store in WordPress using plugins like WooCommerce, Easy Digital Downloads, etc. These plugins offer multiple payment gateways like direct bank transfer, credit, and debit cards, etc. However, PayPal happens to be the most popular online payment solution service for businesses and individuals using WordPress websites. If PayPal does not work for you, here are the best PayPal alternatives that you can try on your WordPress store to collect payment from customers.
Problems with PayPal
There can be many reasons why you are looking for an alternative.
- You need a PayPal business account to collect payments which is not the suitable solution when you are not running a business store. Though many countries allow converting your personal account to business one, it is not possible in some countries like China. You need a real business license to convert the account type. Hence, it will not work when you simply sell eBooks and other creatives as an individual without registered business address.
- PayPal has different rules which may not work well for you. For example, Indian account balance will be automatically squared off and settled to linked bank account on daily basis. So, you can’t keep any balance in your account more than a day. This means every time you may not pay through the balance amount and need to pay through credit/debit card which will cost you additional transaction fees (both for squaring off as well as while purchasing).
- Many people say that PayPal is expensive, rigid in its operations and isn’t easy to set up on their website.
- Handling disputes in PayPal is a pain task and most of the time they anonymously decide in without verifications.
- Recently WooCommerce discontinued their standard PayPal gateway and asked all users to forcibly change to new PayPal setup. This new setup needs an additional WooCommerce PayPal Payments plugin and load an SDK file from paypal.com. We noticed this will drastically slow down the site and useless to load PayPal script on posts and pages where there are no products displayed.
Among all these reasons can be crucial that some of your customers don’t use PayPal. And then, you want to opt-in for an alternative to incorporate them is reasonable to do. Hence, these suggestions can go a long way to meet your demand or need.
7 PayPal Alternatives to Collect Payment in WordPress Site
These PayPal alternatives are easier for integration as they have several options for their setups. Here are our best picks and how they work.
1. Stripe
Stripe is PayPal’s main competitor from the ease of use, low charge, and possible integration services they offer. Their payment solution is customizable and flexible. However, exploring its features to full essentially requires programming knowledge. That’s why it’s a developer’s first choice for payment gateways.
You can receive payments from all over the world as much as their operations are in over 35+ countries. Their charge is 2.9% per transaction and a plus charge of $0.30, and it beats most other platforms. For a WordPress site, stripe plugin integration can come by embedding payment links, using WooCommerce, downloading their plugin, and through their verified WordPress partner or building directly with their PHP SDK
2. Skrill
It is known as one of the quickest international payments similar to PayPal with the support for cryptocurrency. You can incorporate its gateway configuration into WordPress site by using their API or with official WooCommerce plugin. This payment system has top-level security with worldwide acceptance in over 200+ countries while supporting 40+ currencies.
You experience the ease of use with their services as they provide you instant withdrawal to your bank account, or you can order for their prepaid card. This card is acceptable in all ATM cash points and any online store. And you incur charges based on the withdrawal method available for your country and relating currency. Finally, you don’t pay any fee in receiving money from customers if currency conversion is not involved.
3. Google Pay
It’s easier and simpler to receive money using Google Pay on your WordPress store’s checkout page. They are notable as a revolutionary payment solution for any business type. As such, you have the assurance of a sound security system and can make setups using their API once you fall into their criteria.
Their gateways permit simple integrations as implementation is from their developer documentation. With a few lines of code, your setup is live or running, and you can receive your payments at an instance. For WooCommerce sites, the standalone plugin for Google Wallet hasn’t been updated for a while. Now, you can use a plugin like WooCommerce Gateway Stripe to integrate popular payment gateways including Google Pay and Apple Pay.
4. 2CheckOut
Here is the payment gateway most suitable for merchants or anyone that sells online to receive payment. It is available in more than 200 countries, use various currencies in the international market, has 45+ payment methods, and support 30+ languages. Its dedicated API-based services allow for integration into woo-commerce or any online store.
Also, you can set up recurring payments for customers in case you are offering a WordPress membership subscription. Their transaction fee starts from 3.5% + $0.35 per sale. And they give special attention to security by ensuring every transaction from customers are subject to 300 fraud checks. You have the provision of withdrawal methods like wire transfer, Payoneer, and PayPal.
5. AuthorizeNet
It is purely for commercial purposes and has tight security measures with 24/7 customer support and advanced fraud detection as its core features. It also supports invoicing, point-of-sale checkout, recurring billing, and a Robust API. The gateway makes it possible to accept payment from PayPal, Visa Click, Apple Pay, eChecks, debit and credit cards.
Integration to WordPress requires their resources for developers, using their partners, or adding a simple buy now button. You can accept payments from international customers worldwide, but your business must be in Canada, the United States, the United Kingdom, Europe, or Australia. Then, you incur $25 monthly charges and a 2.9% + $0.30 per transaction.
6. Payoneer
The payment gateway is available in many countries, though the integration is not possible with a WordPress plugin, only through their API. Yet, you can request a customer to send you money via credit card, local bank transfer or their Payoneer account on your website. You don’t have hassle in withdrawing as there is a provision of a debit card for use in any ATM or direct withdrawal of funds to your local bank.
You have to only deal with their fees of 3% charge per receiving payment via credit card, plus 1.50 the same currency local bank withdrawal, or 2% of withdrawing amount in another currency. It tends to meet the needs of business customers in over 150 countries and currencies. Their target market is mainly small & medium-sized businesses, and its setups are easy and require no special knowledge.
7. Bitcoin
Cryptocurrencies are becoming the global payment system today, with bitcoin being the most acceptable and notable. You can receive money without the involvement of any third party with their high charges. It only requires creating your wallet and then using any exchange if you need to withdraw in your local currency.
You can go beyond peer-to-peer transactions to the use of trading platforms like Coinbase, Paxful or Binance. These platforms help you connect or integrate bitcoin payment in your WordPress site through their APIs. Also, you can go with any of the many plugins that offer cryptocurrency integrations in WordPress.
Guess You Found Your PayPal Alternative for WordPress?
Integrating PayPal in WordPress site is super easy using add-ons from WooCommerce and other online store plugins like Easy Digital Downloads. However, PayPal will slow down your site and common users do not use PayPal account for payments. Considering these facts, you can check the above listed PayPal alternatives for your WordPress store. Though we have provided the overall features of easy payment gateway, you can get further details on their official websites. For example, you can compare the available countries, currencies, charges, withdrawal methods, customization, integrations and other supports each gateway incorporates. Based on that, you can make a sound judgement and have the best choice that fits into your WordPress business.
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